Define the buy box
State target note types, property or collateral profile, geography, balance range, payment status, seasoning, and exclusions.
Fitzgerald Advisors · Direct portfolio brokerage
Mortgage notes for sale: define the buy box before the file moves.
At a glance: Submit a qualified mortgage-note buyer mandate covering asset type, geography, size, performance, capital, servicing, diligence, and timing.
Transaction hub: Note Brokerage & Whole Loans: sell a mortgage note
A defined starting point
A buyer mandate is more useful than a generic request for listings.
Mortgage-note opportunities differ by payment history, collateral, lien position, geography, borrower or obligor profile, servicing, documentation, and transfer conditions. A defined buy box lets the desk identify relevant conversations without promising inventory, pricing, returns, or investment outcomes.
Asset scope
What the conversation may cover.
- Performing mortgage notes
- Non-performing mortgage notes
- Residential and commercial notes
- Owner-financed notes
- Partial-note opportunities
- Whole-loan and related real-estate credit positions
Show operating readiness
Describe capital source, approval authority, servicing or workout model, diligence capacity, and expected decision path.
Set information expectations
Identify the payment, collateral, title, assignment, servicing, and legal materials needed before account-level review.
The first conversation
How a mortgage-note buyer mandate starts
- 01
Share the buy box
Describe target note types, property or collateral, geography, balance range, payment profile, and material exclusions.
- 02
Confirm capacity
Outline capital, servicing or workout capability, diligence requirements, approval authority, and timing.
- 03
Assess relevance
The mandate can be compared with appropriate mortgage-note, whole-loan, or related opportunities before detailed files are released.
- 04
Coordinate diligence
If there is fit, the next stage can define confidentiality, data-room access, diligence responsibilities, and transaction conditions.
Before you reach out
What makes a mortgage-note buy box actionable
The initial application is for business-level qualification. Do not send borrower-level records, unredacted tapes, title files, or account numbers through the public form.
- Target note type, property or collateral profile, geography, balance range, and payment status
- Capital source, approval authority, servicing or workout model, and operating capacity
- Diligence requirements covering payment history, collateral, title, assignments, servicing, and legal context
- Decision timeline, confidentiality needs, transaction structure, and buyer exclusions
Confidential intake
Submit a qualified mortgage-note buyer mandate
Tell Fitzgerald Advisors what you want to acquire, where, at what scale, and how you evaluate, fund, service, and approve a note opportunity.
Choose a path: Submit a mortgage-note buy box
Direct answers
Frequently asked questions
What should a mortgage-note buyer include in a buy box?
State the target note type, property or collateral profile, geography, balance range, payment status, seasoning, exclusions, capital source, approval authority, servicing or workout model, diligence requirements, and decision timeline.
Does Fitzgerald list mortgage notes for sale?
No public inventory or guaranteed availability is represented. Fitzgerald uses a qualified buyer mandate to assess whether a current or future note conversation may be relevant before detailed files are shared.
What does a mortgage-note buyer need to be ready to review?
A buyer should be able to explain capital and approval capacity, servicing or workout capability, diligence requirements, confidentiality expectations, transfer conditions, and the decision path for a potential acquisition.
Will a buyer receive borrower-level files with the initial application?
No. The initial application is for business-level qualification. Account-level records, title materials, payment histories, and other sensitive information should be handled only through an agreed confidentiality and diligence process.
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