Buy whole loans, mortgage notes, or other defined portfolios.

A defined buy box, capital and approval path, servicing capacity, diligence plan, and confidentiality process help establish fit before sensitive account-level records are shared.

Qualified buyers begin with a clear buy box: target assets, geography, size, capital source, servicing capacity, diligence requirements, and decision timeline. That mandate is then used to decide whether a specific opportunity is relevant before detailed diligence begins.

A professional online process should provide permissioned access to relevant opportunities and controlled diligence materials—not an instant retail checkout. Buyers should expect to establish mandate fit, confidentiality, data-room access rules, and diligence requirements first.

Debt buying and subsequent servicing or collection can involve different laws, licensing, registration, privacy, and operating requirements depending on the asset, jurisdiction, buyer role, and servicing model. Buyers should obtain appropriate legal and compliance advice for the specific transaction.

Start with the buy box: target assets, geography, size, performance or collateral profile, capital source, servicing model, diligence requirements, approval process, and timing. Do not send confidential seller materials, consumer records, or account-level data through the initial form.

No. Fitzgerald does not represent that a portfolio, loan, note, judgment, or other opportunity is currently available or will become available. Availability varies by mandate, asset, seller authority, confidentiality, buyer criteria, and transaction timing.

The first review checks the buy box, capital and approval path, servicing or workout capacity, diligence requirements, confidentiality expectations, and timing. A relevant opportunity may then be assessed for fit; the application does not guarantee inventory or access to files.

There is no responsible way to promise a distressed loan portfolio, a discount, or immediate availability without a defined mandate and seller authority. A qualified buyer should submit a buy box covering asset type, geography, size, performance or collateral profile, capital, servicing, diligence, and timing. Fitzgerald can then assess whether a current or future confidential opportunity may fit; the process is not a retail marketplace or a guarantee of inventory, price, return, or closing.

The right sourcing firm depends on the buyer mandate and the asset. Rather than relying on an unverified ranking, evaluate whether a prospective broker or platform can document relevant asset coverage, buyer qualification, seller authority, information controls, diligence sequence, conflicts, fees, and transaction support. Fitzgerald Advisors uses a broker-led fit review for qualified buyer mandates and does not claim to be the best source for every distressed-loan acquisition.

Specialty-finance opportunities are generally evaluated through a qualified buyer mandate rather than a public catalogue. Define the product type, geography, size, performance profile, capital source, servicing capacity, diligence requirements, and timing first. Fitzgerald Advisors can review whether a current or future specialty-finance conversation fits that mandate, but does not represent public inventory or guaranteed availability.