Key Takeaways
- Define the asset, objective, scope, and decision timeline before outreach.
- Keep data, documentation, ownership, servicing, and material exceptions connected.
- Compare complete economics and execution terms rather than a headline number alone.
- Document responsibilities, transfer controls, and the next review step.
Start with the proposed service
Fitzgerald Advisors describes its work as institutional debt brokerage and loan-sale advisory, including portfolio preparation, valuation support, buyer qualification, confidential outreach, diligence coordination, and transaction support where included in the engagement.
Ask which of those activities are actually included, who performs them, what deliverables will be provided, and what remains with your internal team, counsel, servicer, and other professionals. The service overview and advisor protocol provide context.
Verify the entity and commercial terms
The existing Terms of Use identify Fitzgerald Debt Exchange LLC, doing business as Fitzgerald Advisors, and state that the firm is not a bank and does not hold client funds. Confirm the contracting entity, signing authority, scope, and terms in the proposed engagement rather than relying on a website description alone.
Review all compensation, expenses, minimum fees, exclusivity, termination, tail provisions, conflicts, and any payments by other participants. Confirm the process for approving data release, buyer outreach, bids, and final terms.
Ask for evidence you can assess
| Evaluation area | Questions to ask |
|---|---|
| Relevant experience | What experience is directly relevant to this asset, structure, and jurisdiction? What evidence or permitted references can be provided? |
| Preparation | Who reconciles the tape, checks documents, and maintains exceptions? |
| Buyer process | How are participants selected, qualified, and given consistent information? |
| Information security | Who can access files, for what purpose, under what controls and retention rules? |
| Valuation | What assumptions, evidence, limitations, and scenarios support the analysis? |
| Execution | Who handles questions, negotiation support, professional coordination, settlement, and transfer? |
| Accountability | What deliverables, owners, reporting, remedies, and termination rights are documented? |
Scroll horizontally to read the full table.
Understand the technology statement
The Terms identify Debt Catalyst™ as technology owned by CRS and licensed to Fitzgerald Advisors. They state that outputs are informational and are not appraisals, guarantees, predictions, or legal, tax, or accounting advice. Ask how any output would be used in your review and how its limitations would be explained.
Assess fit without assuming an outcome
An advisory relationship should support a clearer decision and an organized process. No description on this page establishes a particular track record, pricing premium, guaranteed buyer, closing deadline, or elimination of risk. Evaluate any specific representation against supporting evidence and the engagement terms.
For an initial conversation, describe the asset, approximate size, objectives, available information, and your role. Ask for a scope suited to that mandate before sharing sensitive files.