Key Takeaways
- Define the asset, objective, scope, and decision timeline before outreach.
- Keep data, documentation, ownership, servicing, and material exceptions connected.
- Compare complete economics and execution terms rather than a headline number alone.
- Document responsibilities, transfer controls, and the next review step.
What does an institutional debt broker do?
An institutional debt broker helps connect qualified parties around a potential portfolio transaction, organizes information for review, supports valuation and diligence, and helps the parties move from initial criteria to an informed bid or sale process. The exact scope, compensation, and responsibilities should be confirmed for each engagement.
Who does Fitzgerald Advisors serve?
- Lenders and creditors evaluating portfolio sales
- Fintech and specialty-finance companies managing balance-sheet liquidity
- Qualified debt buyers evaluating performing, sub-performing, charged-off, and non-performing assets
- Institutions seeking loan-tape, diligence, valuation, or buyer-readiness support
Debt and loan portfolios supported
Potential asset classes include non-performing loans, charged-off receivables, commercial debt, mortgage notes, MCA portfolios, medical debt, installment loans, judgments, and BHPH or auto-note portfolios, subject to mandate fit and available documentation.
How the institutional debt-sales process works
- Define asset type, geography, eligibility, and transaction objectives.
- Review the loan tape, data dictionary, legal status, servicing information, and portfolio concentrations.
- Prepare a buyer-ready information package and identify qualified counterparties.
- Coordinate diligence, questions, bids, and comparative evaluation.
- Support documentation and closing coordination within the agreed scope.
Clarify the engagement before the process begins
Agree the deliverables, fees, expenses, exclusivity, termination, conflicts, data handling, and responsibilities for each stage. Advisory support does not establish a guaranteed price, buyer, closing date, or transfer of every risk.
Fitzgerald Advisors’ existing Terms of Use describe a B2B advisory platform and private-treaty venue. The firm is not a bank and does not hold client funds. Any use of Debt Catalyst™ is subject to the limited license and informational-output limitations described there.
For engagement questions, use the loan sale advisor protocol. For a transparent evaluation of Fitzgerald Advisors, use the firm review guide.
This page provides general information for institutional and commercial readers. It is not legal, tax, accounting, investment, or transaction-specific advice. Requirements and outcomes depend on the assets, parties, jurisdictions, and agreements. Obtain appropriate professional advice for a proposed transaction.