How to Buy Debt Portfolios: An Institutional Guide

Fitzgerald Advisors · Institutional Guide

Build a mandate, qualify for access, underwrite the assets, and plan the responsibilities after closing.

By Fitzgerald Advisors editorial team · Updated September 27, 2026

A capable buyer has more than capital. It has a documented acquisition rationale, investment authority, a funding plan, and people and controls to own or oversee assets after close. Depending on the portfolio, that may include credit, operations, information security, finance, compliance, servicing oversight, and outside advisers.