Put an auto or BHPH portfolio in front of the right buyer conversation.

Fitzgerald Advisors helps owners and qualified buyers evaluate auto-loan and buy-here-pay-here portfolio mandates. Start with the product type, approximate balance or account count, geography, payment and collateral profile, title or lien record condition, servicing context, and timing. The first conversation determines whether the asset and mandate fit a focused broker-led review before detailed tapes move.

A seller or buyer mandate should separate performing, delinquent, repossession-stage, and deficiency exposures. Vehicle, title, lien, payment, servicing, and recovery records often matter as much as aggregate balance. The goal is to clarify the mandate before detailed diligence starts.

Set the portfolio perimeter: Describe product types, approximate size, states, payment profile, status bands, and the transaction objective.

Establish the record: Summarize tape condition, title or lien context, servicing, recovery activity, available documents, and material exceptions.