The direct desk for debt & loan portfolio transactions.

Direct transaction paths for defined credit assets.

Fitzgerald Advisors is a direct broker desk for qualified sellers and buyers of whole loans, mortgage notes, and defined debt portfolios. A first conversation starts with the asset or buy box, approximate scale, geography, performance or collateral profile, documentation condition, servicing context, objective, and timing. Sensitive borrower data, account numbers, and unredacted files should not be sent through the initial inquiry.

The desk is not a public listing board. It uses a role-specific first review to determine whether a seller mandate, buyer mandate, or asset-specific research path is appropriate before detailed files move.

For portfolio owners.

Sellers can begin with a whole-loan, mortgage-note, NPL, commercial or CRE loan, judgment, auto/BHPH, or specialty-finance portfolio. A useful initial review identifies the population and cutoff date, balance basis, material segments, ownership and servicing context, available documents, known exceptions, confidentiality needs, decision authority, and timing. A review does not guarantee a buyer, bid, price, recovery, or closing.

For qualified buyers.

Buyers should begin with a defined acquisition mandate: target asset classes, geography, size range, performance or collateral profile, capital source, approval process, servicing or workout capacity, diligence requirements, exclusions, and timing. A clear buy box lets Fitzgerald assess relevance without representing that inventory, pricing, returns, or a transaction is available.

Research that supports a portfolio conversation.

Fitzgerald’s Research Library covers portfolio-sale preparation, loan-tape and data-room readiness, buyer qualification, diligence, valuation, timing, net recovery, servicing transfer, and transaction terms. The Bank Market Monitor uses BankWatch call-report context and separately sourced CU Watch NCUA 5300 data as a screening lens. Public market data can frame a question, but it does not establish distress, sale readiness, pricing, buyer appetite, or a transaction outcome for a specific institution or portfolio.

Choose the focused next step.

Use the seller path for a portfolio disposition question, the buyer path for an acquisition mandate, or an asset-specific hub for NPL, CRE, judgment, auto/BHPH, commercial receivables, whole loans, and mortgage notes. Transaction, legal, tax, accounting, servicing, compliance, and investment decisions should be reviewed with appropriate advisers for the facts of the mandate.